Motorhome Insurance

RV insurance is very different from car insurance. There are many different types and uses. These factors (and more) help us customize your policy. This all boils down to a recreational or full-timer’s policy.

Recreational RV insurance:

You don’t live in your RV year-round (or claim it as your primary residence). This protects your RV inside and out while you’re driving or parked at a campsite. You can get coverage for accidents, belongings inside your RV and injuries that happen on your campsite (or around where your RV is parked).

Full-timer’s RV insurance:

You live in your RV. You’ll get many of the same coverages as you do with recreational insurance. But you can add more coverages that feel more homeowners-like. These can pay for charges you get from homeowners/RV associations, injuries on your property and damages or theft for belongings stored on your property (and in your RV).